Aaron and Kayleigh Reid confess they have been "lazy" with their finances - and it's spiralling out of control.
The couple, who have two young daughters, spend a mind-blowing £1,000 a month just on food for their family of four, but their outrageous shopping bill isn't even put to good use.
They get overwhelmed by the amount in their cupboards, which includes a bizarre £250 a year on packet microwave rice, so end up splashing out on 12 expensive takeaways every month.
In addition to this they fork out another £980 a month on online shopping and receive so many packages they have struck up a friendship with the driver and even know his name.
To make their financial situation even worse, hairdresser Kayleigh hasn't worked since March after being forced out of work during lockdown and then having a baby.
They have been forced to rely solely on the income of self-employed engineer Aaron, who admits his job hangs precariously in the balance and could be unemployed at a week's notice.
Despite the couple's finances taking a massive hit during the pandemic, they are still spending as if they have two incomes coming in.
In need of desperate help, they get in the How To Save a Grand in 24 Hours team to sort through their finances - and it's not a pretty picture.
Presenter Anna Richardson says they have a "wicked" online spending habit that needs to be sorted before it's too late.
After having a baby three months ago, mum Kayleigh got excited about her bump free body and started buying lots of new clothes.
While Aaron's passion for music is also costing the family as his production studio with three cameras set them back a whopping £1,000 - and he admits he probably doesn't even need all the equipment.
Anna identifies that a problem area for the pair is their habit of re-ordering the same online shop without checking what they already have in the cupboards, making them prone to 'repeat buys'.
They rack up £230 a month on takeaways and a massive £700 at the supermarket, which is considerably larger than £400 average for a family.
They also have hefty rolling contracts and household bills because they don't put the time in to shop around.
"It's so lazy and I'm sure I could save us so much if I put the time and effort into doing it but I've just become complacent," admits Kayleigh.
The lack of extra money means they all eat, work and play in a chaotic combined kitchen and living room next to what they call the "room of horror" - and can't afford the £3,000 they've been quoted to sort it out.
Aaron confesses he's been conscious of their reduced income and tried to curb their spends but now realises the seriousness of the situation.
They sit down with the experts who each have just six hours to sort out the Reid's lives, starting with cutting down their food spend with the help of chef Gary Usher.
The couple are uninspired by cooking and order the same food every week on autopilot, so Gary puts a stop to excessive supermarket shops that never see the light of day.
"I know for me I'm not great at going through and checking everything before I order more, our food shop arrives and I don't even know where I'm going to put it," Kayleigh confesses, adding: "It's just wasteful."
Gary urges them to buy frozen vegetables as a "cheaper alternative" to the fresh produce they are constantly throwing out and teaches them how to cook healthier takeaways at home.
Next up is DIY expert Eve Humphreys, who proves you don't need to spend thousands to give your house a new lease of life and tackles the clutter in the utility room.
The Reids had been quoted £3,000 to overhaul their downstairs, but Eve provides emergency help to transform their home in a matter of hours with a budget of just £750.
The kitchen was a dark, uninviting place with black tiles, so Eve spends a budget-friendly £100 on painting them white rather than fitting new ones for £600.
Thrifty Eve also creates bespoke box storage for the family using pre-cut wood for just £90 rather than £400 brand new from a shop.
Lastly it's time for domestic goddess Peachy Clean to ruthlessly combat the clutter that has built up and stress the importance of appreciating what you already have and selling the things you no longer need.
Nearly 75% of us never clean our appliances, so Peachy uses a 99p white vinegar spray to deep clean the washing machine so that it keeps running efficiently and will potentially save £230 on repair.
Using Anna's advice, the couple renegotiate their gas and electric bill to just £130 a month and find a new tariff in just a few minutes on a price comparison site that could save them £648 a year.
A week later, Anna reveals that by making a few tweaks they have saved £668 on their food bill a month, as well as £600 on their online shopping and £54 on their utility bills and subscriptions.
In total, their cost-cutting has given them a much-needed £1,322 extra in their pockets each month.
"It just shows when you look at it and you break it down, how a few small actions can make a difference," a shocked Kayleigh says.
All in all, the couple's cost-cutting gave them an extra £1322 in their pockets for the month.
If they stick to their savings, Anna reveals that in two years they could have saved £25,000, which is the equivalent of the cost of a kitchen extension.
"Every once in a while just take a step back and re-evaluate," Aaron said, when asked what the biggest takeaway from the whole experience.
"Life today is so fast-paced and it's easy to forget what matters. This has been a really good lesson for us and we really appreciate it a lot."
*How To Save a Grand in 24 Hours airs Mondays on Channel 4 at 8pm