Best Non-Custodial Crypto Wallets in 2024

Metamask is a popular name in the non-custodial wallet domain. It was founded by ConsenSys in 2016. It was among the few wallets during the DeFi boom in 2020. To improve its scalability and reach, it has integrated with OpenSea. The users can now buy and sell NFTs on the platform.

However, the only drawback is, it only supports networks that are built on Ethereum Virtual Machine (EVM). It means if you have any cryptocurrency other than ETH, it wouldn’t be of any use. EVM coins on the other hand can be easily used such as Arbitrum, Optimism, BNB Chain, Polygon, and more.

The leading cryptocurrency exchange in the US, Coinbase, launched its Coinbase Wallet in 2018. People favor it for a variety of reasons, not the least of which is that it provides a more comfortable user experience than all other alternatives. It is now simpler for users to switch from their old self-custody wallets thanks to this. It has a solid reputation for the brand, which is used by about 90M people worldwide.

Starting off the list is NOW wallet designed by the team behind the well-established ChangeNOW crypto exchange platform. Innovative and user-friendly, it provides a smooth experience to both newbies and advanced crypto holders.

In addition, NOW wallet supports fiat-to-crypto operations, facilitating the purchase of digital assets with your Visa, MasterCard, or bank account. Moreover, with this app at hand, it is possible to manage NFTs and even add custom tokens to your wallet. Alongside mobile versions for iOS and Android, NOW Wallet has recently rolled out the desktop app.

Being a multifunctional and cross-chain solution, NOW wallet allows users to easily connect to dApps on multiple chains, including Ethereum, BSC, AVAX, Polygon, Fantom, Optimism, and Algorand, through the WalletConnect feature. All you need is to scan a special QR code available within the app. NOW Wallet is also a great helper in staking crypto.

Zengo is a multi-chain crypto wallet that supports over 120+ cryptocurrencies. It is powered by Multi-Party Computation (MPC) instead of a vulnerable seed phrase. It helps users stay zen knowing their assets are virtually un-hackable and they’re only a simple tap away from Zengo’s 24/7 support team. It offers to store and use thousands of Dapps, DeFi, and NFTs. It has been designed to be safe by default and has never experienced a hack since its 2019 launch, safeguarding the assets of over a million users. The wallet uses MPC technology, which ensures that the user’s assets are almost impenetrable and removes the possibility of single-point failure.

Ledger Nano X hardware wallet is known for its robust security features in storing cryptocurrencies and NFTs. With its bluetooth connectivity feature, users can easily connect Ledger Nano X to PCs and desktops. It is an intuitive and feature rich hardware wallet but beginners might find the process of setting up and using the wallet complex.

Since it is a hardware wallet, you need to connect it to an internet-connected device to access the funds stored in it. Ledger Nano X itself does not support staking of cryptocurrencies. But, you can stake your crypto by using Ledger Live application or by using third-party applications.

Trezor Model T is a non-custodial hardware wallet that can be accessible by connecting to a computer or a mobile device. It helps you store digital assets including cryptocurrencies and non-fungible tokens. Being a cold wallet, Trezor Model T stores all your assets and private keys offline, eliminating the risk of online thefts.

Apart from storing digital assets, Trezor Model T also acts as a password manager and has 2FA authentication features. It also offers extra protection with a micro SD card. However, it is less convenient compared to software or hot crypto wallets.

The OKX exchange platform also has a non-custodial Web3 wallet feature that allows users to have complete control over their assets. Being a multi-chain crypto wallet, OKX wallet supports more than 70 blockchain networks, including Ethereum and Binance Smart Chain. You can use OKX wallet services using its web extension or on Android and iOS mobile devices.

Since it is a multi-chain wallet, users can seamlessly switch between different blockchains without any manual switching. With the sophisticated X Routing technology, OKX enables cross-chain swaps without any hassle. Overall, OKX acts as a Web3 portal by enabling users to interact with NFTs and dApps on multiple blockchain networks.

Arctic is a non-custodial multi-chain crypto wallet highly favoring the principles of decentralization and privacy. Combining the convenience of the desktop and mobile apps with the reliability of cold wallets, it ensures that your wealth is safely stored on your device and protected by strong encryption. The Arctic team collects no user data and has no access to private keys and backup files.

Like NOW Wallet, Arctic is also perfect for newcomers since it supports a range of familiar tools and features, such as built-in exchange offering both fixed and best rates, buy/sell options, fee customization for sending assets, portfolio management, address book, and full transaction history tabs. In addition to that, the developing team constantly asks users for feedback in order to make necessary changes in the wallet functionality and improve their experience with the app. Right now the full version of Arctic Wallet for desktop can be found on the product’s website, while mobile version for Android is available on Google Play.  

In 2023, Arctic plans to release the iOS app and add support for a few more innovations, including staking, multi-addresses, and WalletConnect. To keep up to date with the upcoming upgrades, you can always follow Arctic Wallet on Twitter.

A long-standing player in the cryptocurrency field, non-custodial Guarda Wallet positions itself as a free, all-in-one solution developed for people who are capable of handling the sole responsibility for safeguarding their private keys. Users can access their funds via desktop, mobile – there are iOS and Android apps at your choice – and browser extension, with the latter being very convenient when it comes to interacting with different dApps. 

Just like its competitors, Gurda supports fiat-to-crypto and crypto-to-crypto operations, but what’s far more important, it enables crypto trades to be made right within the app, so that exchanges, swaps and other related transactions are as hassle-free as possible. The wallet supports a few staking programs as well. Besides, users can also enjoy the 1% cashback they get for every transaction conducted via the app.

Guarda wallets can be connected to numerous dApps due to the WalletConnect integration. But what really makes it stand out from the projects of similar functionality are crypto loan facilities available in USDT and USDC.

Formerly called Bread Wallet, mobile-based BRD bets on simplicity and provides an intuitive interface that is ideal for new investors willing to explore the crypto space. Despite the fact that this is a bitcoin wallet, BRD supports exchanges to most of the popular digital assets in the market and even accepts payments for crypto purchases in more than 35 fiat currencies. Alongside its common non-custodial features, BRD uses the Simplified Payment Verification (SPV) technology that helps connect to the Bitcoin network directly, thus improving the speed of transactions and security.

To proceed, the BRD app combines user-friendliness with even more advanced security features – under the simple shell it has AES hardware encryption and code signatures. Other important offerings for added security include Touch ID and a 6-digit PIN code. By the way, BRD is an open-source solution, meaning that all community members can detect vulnerabilities and make changes in the wallet’s base code. This decision by the developers is quite a rare thing in the self-custody wallets sector and automatically increases the level of trust in the product. 

BRD can be downloaded from both App Store and Google Play. 

One of the most common preferences of those with a long past is this. This non-custodial wallet, which was introduced in 2014 and is regarded as one of the greatest multi-cryptocurrency wallets, is also one of the oldest ones available.

Given the variety of non-custodial crypto wallets with different functionality, choosing the one that is best suited for you can become a really tough nut to crack. The solutions we listed above are all easy-to-use but still reliable in terms of security. However, before you make your final decision, remember to do your own research and ask yourself a few questions:

• How long have you been using crypto? 
• What device do you want to download your wallet to? 
• What types of digital assets are you going to operate with? 
• Are you planning to get involved in DeFi?    

After that, you’ll better understand your needs and level of skills, which will notably mitigate the risks of choosing a product that provides irrelevant experience.